I'm a first time Setel user. I don't have credit/debit card linked, can I use online banking to Top-up? Admin May 21, 2021 02:38 Updated Yes, you can. You may select Online Banking for your payment method to Top-up your balance. Related articles I'm an existing Setel user. How do I use Setel wallet as payment method? Can I pay via Cardterus? Can I activate my Setel Wallet? My balance is insufficient, how do I top up? Can I earn Mesra points for the transaction made via Setel wallet? Comments 0 comments Please sign in to leave a comment.